Terms of Service

Effective Date: August 29, 2025
Last Updated: August 29, 2025

Welcome to GetPrivateInsurance.com, operated by 456 Media LLC dba GetPrivateInsurance.com (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or providing your information through our forms, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use our website or services.

1. Services Provided

We operate an inbound lead generation platform that connects consumers with licensed insurance agents, brokers, and partners who may offer health, life, dental, vision, and related insurance products. We are not an insurance company and do not provide insurance coverage directly. All insurance-related services are provided by licensed professionals.

2. Eligibility

By using our website, you represent that you are:

• At least 18 years old (or of legal age of majority in your jurisdiction).
• A resident of the United States.
• Providing accurate, complete, and truthful information.

3. Consent to Contact

By submitting your contact information, you expressly authorize us and our marketing partners, affiliates, and licensed insurance agents to contact you regarding insurance products and services through:

• Telephone calls (including pre-recorded, artificial voice, and automated dialing systems/autodialers).
• SMS/text messages.
• Emails.

You acknowledge and agree that:

• Your consent is not required as a condition of purchasing any goods or services.
• Standard message and data rates may apply.
• You may revoke consent at any time by following opt-out instructions included in communications (e.g., replying “STOP” to SMS).

4. Use of the Website

You agree not to misuse the site for fraudulent or unlawful purposes, submit false or misleading information, or attempt to interfere with the website’s functionality or security.

5. No Guarantee of Quotes or Coverage

We do not guarantee that you will receive quotes, be contacted by an insurance agent, or obtain insurance coverage. Any quotes or offers are subject to underwriting guidelines, availability, and state regulations.

6. Third-Party Relationships

We may share your information with licensed agents, brokers, carriers, and marketing partners who may provide insurance services. We are not responsible for the actions, terms, or policies of third parties.

7. Limitation of Liability

To the maximum extent permitted by law, we disclaim all liability for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or services.

8. Indemnification

You agree to indemnify and hold harmless 456 Media LLC dba GetPrivateInsurance.com and its officers, employees, partners, and affiliates from any claims or damages resulting from your violation of these Terms or misuse of our services.

9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of our website after changes constitutes your acceptance of the updated Terms.

10. Governing Law & Arbitration

These Terms are governed by the laws of the State of Florida, without regard to conflicts of law principles. Any dispute shall be resolved through binding arbitration conducted in Florida under the rules of the American Arbitration Association. You waive the right to participate in class actions.

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